Always the data of the applicant is used to ensure that you do not take too much risk. And with credit does not necessarily mean money lending! No matter if it is the car insurance, the telephone connection or the new house. Christian Schimanski, an expert in this field, who our readers can also contact at the e-mail address many years it has been common practice in the USA to obtain data on new customers before granting even the smallest amount of credit. But how do you get a credit history and what is it good for? Even if you do not want to take out a loan, sooner or later you will need a credit history report. In the USA there is no getting around the topic of "credit history".
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